Tightening our belts, creating a budget, and getting out of Debt.

So since Christmas time we have really been struggling by the end of each pay period..... it's been hard and so we decided to have someone come in and help look over our finances and what is the best plan of attack to get out of debt.... other than our mortgage of course.... well I won't get into details but boy was it an eye opener. So it means there are a lot of changes happening in our household. We are getting rid of somethings that we don't need, that are really just wants..... we are creating a menu and sticking to it..... we are not eating out as much.... I might be watching 1 or 2 kids during the week and David might be getting a second job. The key is we won't be spending money frivolously and we will have to cut back on Birthday and Christmas budgets etc..... it will be hard, we will be tight on Money for a few years, but if it is what it takes to get our budget back on schedule and get out of debt it will be worth it.... better to do it now when our kids are small and they don't understand they are missing out on things, than in 10 years when they can understand it. We are trying hard to get out of debt, we don't want things to get worse.....  we are looking forward to a bright future, even if it takes a lot of tears.... (tears which have been shed today) patience and years.... So if you ask us to go do something it's not because of you it's because we are getting out of debt, if you get something small or nothing at all for birthdays or Christmas it's because we are trying to better our family situation, and get out of debt. We will get better and we will overcome this but it will take time. So for now I will say goodbye... please note one of the changes happening is getting rid of the internet and using our phones for internet..... so don't be surprised if the frequency of my blog posts go down quite a lot...... its better for my family and I have to do whats best for us!

Love,
TT

Being a stay at home mom is a tough job......

But I love it! It's been a while since I posted on here, an actual post. I have been keeping super busy being a mom. The kids are doing better and finally starting to get better... (knock on wood!) My days consist of taking care of the kids, and trying to organize my life/house..... We have 3 rooms that I have really been working on to organize they are getting better..... but still far from being there.... here are some pictures of my projects.... please don't look at the gross carpet or wallpaper.... eventually when we have some money and have done some of the other projects that need to be done first we will get them fixed......

Part of the Toy Room/Craft Room!

Another view of the Toy Room/Craft Room!

Another view of the Toy Room/Craft Room!

Our Red Room/Storage Room/ Future Guest Room

Family Room, Notice all the papers on the floor that need to be filed away!

 Some of the projects I have been working on:

Books, Books, and More Books! I found like 5 boxes of books in my  red room to put away! We had to go buy a new bookcase!

Decorating/Organizing the Kids Room!

Obviously there is still lots of work to do...... but my hope is to be settle in, unpacked and organized by the end of March.... that will be our 1 year of being in the house mark. Hope I can do it with all the other things I want to do.
I am working on the kids's first year scrapbooks, sewing several things, potty training the little princess, and being a good mom. Can I do it???? Yes I can!


Love,
Tt